✅ Answering Your Home Buying Questions
Purchasing a home—especially for the first time—can feel exciting, overwhelming, and full of unknowns. Even seasoned buyers benefit from refreshing their knowledge of the process. That’s why we've compiled answers to some of the most frequently asked questions we hear from Central Ohio homebuyers.
The more prepared you are before starting your home search, the more confident and informed you'll be when it's time to make a decision. That’s where we come in.
👉 Want more answers? Check out our full FAQ blog:
🏡 Real Estate FAQs: What Buyers & Sellers Ask Most
🏁 Q: I've never purchased a home before. Where should I begin?
A: You’re already off to a great start by researching and learning. Before diving into homes or neighborhoods, here are a few key steps to get you started:
- Understand your finances: Know your credit score, income, and debts.
- Study the Central Ohio market: Learn about pricing, trends, and neighborhoods.
- Set your budget: Determine what monthly payment fits your comfort level.
- Start saving: You'll need funds ready for your down payment and earnest money deposit.
As your Trusted Real Estate Advisors, we’ll walk you through every step of the process, protect your interests, and ensure no detail is overlooked. Even experienced buyers benefit from having a dedicated team in their corner.
💳 Q: Which type of loan should I select?
A: There are many mortgage programs available, and the right one depends on your financial profile and long-term goals. Before making an offer, it’s crucial to speak with a lending professional.
We recommend James Cockerill, Mortgage Loan Originator (NMLS# 674954) with Howard Hanna Mortgage Services. He can help you compare options, get pre-approved, and understand what works best for your situation.
🔗 Learn more or connect with James ›
Consider asking yourself:
- How much do I have saved for a down payment?
- How long do I plan to live in the home?
- Do I qualify for special programs like FHA, VA, or USDA loans?
Whether you choose James or your own lender, we’ll help coordinate the process and make sure you're fully informed before moving forward.
🗓️ Ready to Get Started?
Let’s schedule your home buying consultation. We’ll discuss your goals, review your budget, and create a plan to help you find the right home at the right price—with no surprises along the way.
📞 Call us at 614-818-7210
📩 Contact us online
🔗 Visit our full Real Estate FAQ blog ›
Frequently Asked Questions About Buying a Home
- What should I know before starting my home search?
- Understand your finances, study the market, set a budget, and get pre-approved for a loan before searching.
- How do I pick the right mortgage loan?
- Talk with a lending expert to compare programs like FHA, VA, USDA, and conventional loans that suit your needs.
- How long does the home buying process take?
- It varies, but typically between 30 to 60 days from offer acceptance to closing.
- What can I expect during home inspections?
- Inspections help identify potential issues so you can negotiate repairs or price adjustments before closing.
- Can I buy a home if I’m self-employed or have non-traditional income?
- Yes, but documentation requirements may differ. A lender can guide you on what’s needed.
📄 Request a Buying Guide & Personalized Consultation
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