📘 Your Central Ohio Home Buying Guide
Buying a home is a major milestone—and whether it's your first time or your fifth, having the right plan and people in place makes all the difference. At The Greenwell Group, we’ve helped thousands of buyers across Central Ohio navigate the market with clarity and confidence.
This step-by-step guide walks you through what to expect, what to prepare, and how we’ll be with you every step of the way.
🔑 Step 1: Get Pre-Approved
Before you fall in love with a home, it’s important to know what you can comfortably afford. Getting pre-approved shows sellers you’re serious and gives you a clear price range to work within.
We recommend starting with James Cockerill, Mortgage Loan Originator (NMLS# 674954) at Howard Hanna Mortgage Services.
🔗 Learn more or connect with James ›
📍 Step 2: Define Your Needs
What’s most important to you in a home—bedrooms, layout, yard, schools, commute? We’ll help you clarify your must-haves so your search stays focused and efficient.
🔍 Step 3: Start Your Search
Use our Advanced Home Search Tool to browse the latest listings, or let us create a custom search that alerts you the moment something hits the market.
🔗 View Our Featured Listings ›
🏠 Step 4: Tour Properties
We’ll coordinate private showings, attend open houses with you, and offer candid guidance based on what we see. Our agents know what red flags to look for—and what makes a home truly shine.
📝 Step 5: Make an Offer
When you find the right home, we’ll help you craft a strong offer based on recent sales and current demand. Our team will handle negotiations and protect your best interests throughout.
🔍 Step 6: Inspections & Appraisal
We’ll walk you through inspections, explain your options if repairs are needed, and ensure you feel confident before proceeding. Your lender will also order an appraisal before final approval.
💼 Step 7: Final Approval & Closing
Once financing is finalized and title work is complete, you’ll sign your closing documents and receive your keys! We’ll be right by your side on closing day to ensure a smooth handoff.
🙋 Ready to Start the Process?
Have questions or want to talk through your goals? We’re here to help you make informed, confident decisions from day one.
📞 Call us at 614-818-7210
📘 Visit our Real Estate FAQ blog ›
👇 Want to get started today? Just fill out the form below and we’ll reach out to begin your custom home buying plan.
Frequently Asked Questions About Buying a Home
- How much should I save for a down payment?
- Down payment amounts vary by loan type, but typically range from 3% to 20% of the purchase price. We can help you explore options that fit your budget.
- What credit score do I need to qualify for a mortgage?
- Most lenders prefer a credit score of 620 or higher for conventional loans. FHA loans can have lower requirements. It’s best to discuss specifics with your lender.
- How long does the home buying process usually take?
- From pre-approval to closing, the process often takes 30 to 60 days, depending on market conditions and loan approval timelines.
- Can I buy a home if I have student loans or other debt?
- Yes, lenders consider your overall debt-to-income ratio, not just your debts. We can connect you with lending experts who will help assess your options.
- What happens if my offer is rejected or there are competing offers?
- We’ll guide you through negotiation strategies, help you make a strong offer, and explore backup plans so you stay prepared.