đź’Ľ Mortgage Services & Local Lending Support
Buying a home is one of life’s biggest decisions—and having the right financing partner makes all the difference. With Howard Hanna Mortgage Services, you get personalized guidance, competitive options, and local experts who walk with you from application to closing.
We make home financing easier by offering Real Estate, Mortgage, Title & Escrow, and Insurance services all under one roof. Our One-Stop Shopping model saves time and ensures a smooth experience at every step.
Meet Your Local Loan Expert: James Cockerill
With over 25 years of experience, James Cockerill is known for his honest advice, reliable communication, and deep knowledge of home loan programs. Whether you’re buying your first home or financing your next move, James provides a clear, supportive path to success.
As the youngest of 11 siblings, James brings strong values and work ethic to everything he does. Outside of work, he enjoys golf, family time, and life with his wife Barb, five grandchildren, and their dog Annie.

James Cockerill
Mortgage Loan Originator NMLS# 674954
Start Your Application
Fill out the form to begin the financing process today.
🏥 Medical & Dental Professional Home Financing Program
Howard Hanna Mortgage Services offers a special mortgage program tailored for medical, dental, and other advanced-degree professionals. Whether you're a physician, pharmacist, chiropractor, veterinarian, or nurse practitioner, this program is designed to help you buy a home with confidence and flexibility.
Program benefits include up to 100% financing with no mortgage insurance (MI), no prepayment penalties, and both fixed and adjustable rate options. Available for single-family homes, townhomes, and condos—including primary and secondary residences.
.jpg)
Eligible borrowers include:
- Physicians (MD, DO)
- Dentists & Oral Surgeons (DDS, DMD)
- Pharmacists (PharmD)
- Nurse Practitioners (NP), CRNAs, and Clinical Nurse Specialists
- Physician Assistants (PA)
- Doctors of Physical Therapy, Chiropractic, and Veterinary Medicine
- And many more — see full qualifying degrees and specialties below.


Program Disclosure: The Medical & Dental Professional Program is offered through Howard Hanna Mortgage Services and is subject to credit approval and underwriting conditions. Eligibility is limited to licensed professionals in qualifying fields. Terms and availability may vary. This is not a commitment to lend. Contact a licensed loan originator for full details.
📊 Tools That Help You Decide
Wondering if now’s the right time to buy? These tools can help you weigh your options:
%20-%20Edited.jpg)
%20-%20Edited.jpg)
🔎 Licensing & Legal
Howard Hanna Mortgage Services is licensed by:
Pennsylvania: Dept. of Banking and Securities, Mortgage Lender License #21415
Ohio: Dept. of Commerce – Division of Financial Institutions, License #RM.804531.000
Michigan: Dept. of Licensing and Regulatory Affairs
First Mortgage Broker/Lender License #FL0022570
Second Mortgage Lender Registration #SR0022571
West Virginia: Division of Banking, License #ML-20884
North Carolina: Office of the Commissioner of Banks, License #L-215626
South Carolina: State Board of Financial Institutions, Mortgage Lender/Servicer License #MLS-101561
Indiana: Dept. of Financial Institutions, License #43110
📌 Howard Hanna Mortgage Services NMLS #101561
Equal Housing Lender
© 2025 Howard Hanna Mortgage Services. All rights reserved.